Life Insurance

  Life insurance is a unique financial vehicle.

Life insurance policy  have become very complex.

To simplify all this, life insurance comes in two forms, Cash Value policies and Term policies.

The main concern of all policyholders should be will my policy pay the benefits they promise with the beginning sentence of each policy, we will pay.

Do you know TSR RATIO of your life and annuity company. 

To find out what the TSR RATIO means go to the following website

A company with a low TSR ratio is better suited to weather financial storms and more likely be able to to meet their Promise to Pay.


Contact us now to explore your options

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