There seems to be two great fears with American couples today when they talk to the press and advisors.
1. They are afraid that they will run out of money when they retire because people are living longer and they don't think they have saved enough.
2. They are very concerned about the cost of health care after retirement based on personal knowledge and reports about medical inflation.
With these two factors in mind, we work with out clients to balance the asset allocations and insurance and annuity needs to bring these concerns into line with their financial goals.
